To help you prepare the documents needed for getting a loan, we put together the following check list. Complete and clear documents can help you to move forward with loan application faster and easier. If you have any questions, please do not hesitate to call me at 408-799-2558.
Loan Application Check List
- Loan Application filled out and signed
- Borrowers’ Certification and Authorization signed
- Purchase contract & Addendum signed for purchase loan only
- HUD-1: Final closing statement from previous financing (For Refinance only)
- Recent one month pay check stubs
- Recent two years W2’s
- Tax return for last two years for self-employed or if you have rental or Schedule C
- Rental agreement and tax return for rental income verification
- Recent two month bank statement- all pages (401K, Investment account can be used)
- Driver’s license for all borrowers (both sides)
- Passport and H1/L1 Visa or Green Card (both sides) if not US citizen
- Homeowner Insurance (Hazard Insurance)
- 1st mortgage statement (if you own any house)
- 2nd mortgage statement if there is a second loan for any house you already own
- Name and contact of the HOA:
- Landlord contact if you are renting now.
